Act Software Leasing - the fine print: Before entering into any equipment finance
arrangement, check with your own financial advisor and legal counsel.
write-off, if any, a company is eligible to take.
With financing, you do not run the same risk.
Financing acquisitions that exceed $800,000, allows Key Equipment Finance to be the tax owner of those assets and enables your company to retain its Section 179 deduction.

Plus, using a tax lease to finance acquisitions allows you to trade in un-used tax benefits in return for an overall lower cost of financing. As with all equipment financing, depending on the
structure, a lease could result in improved cash flow and financial statement ratios.

Expanded tax breaks For tax purposes, the IRS Code Section 179 provides accelerated write-offs for capital for Act Software and
operating software that small businesses purchase and own. Between now and December 31, 2008, businesses purchasing $800,000 or less in capital operating software
during any tax year can deduct up to $250,000 of that expense on their tax return.

To take advantage, managing your company’s purchases is critical. If your business acquires more than $800,000 in capital assets during 2008, the deduction decreases by $1 for each dollar you spend over the capital
expenditure limit.

Financing Act Software can help maximize your
tax benefits By offering great financial flexibility, financing might be the best way to preserve your company’s
ability to use the Section 179 deduction.
Equipment purchases exceeding the $800,000 limit could jeopardize the amount of Section 179 Take Advantage of Improved Tax Breaks

If your company has purchased software solutions
this year, you’ll want to take note.

INDUSTRY EXPERTISE
With market-specific operations and
dedicated Act Software Leasing, legal, tax and
asset management professionals, we
understand your industry and business needs.

GLOBAL LEADERSHIP
Key Equipment Finance is a global
leader in equipment financing. We
have over 86,000 clients worldwide, an
equipment portfolio of over $14.9 billion
and offices in 26 countries.
The Leading Choice for Act software Financing

The Benefits of Section 179
• Accelerates write-offs for capital
operating software purchases
• Act Software Leasing Offers financial flexibility
• Act Software Financing Extends scope of tax savings
• When you Lease Act Software, you Introduce overall lower financing costs

recent solutions

• 

  Software Leasing is Good Business

   

  Benefits:

  100% Financing

  Total Solution financing

  Low down Payment

  Includes soft costs (e.g., installation, accessories, training, shipping, sales tax, etc.) Equipment:

  Software

  Technology

  Transaction Sizes:

  $2,500 and up

  Terms:

  24-60 months (Others upon request)

  More About Leasing

  What is a software lease? A lease is an agreement between the software owner (lessor) and the software user (lessee) which conveys the right to use the software for a specified period of time.

  How do I qualify?  Financing provided by Key Equipment Finance is available to business customers through qualified Sage Software business partners. Credit standards may require the owner(s) to personally guarantee the lease. We do not offer financing to individuals for software intended for personal use.

  How do I apply? If you are a new or existing lessee of Key Equipment Finance, you can apply directly by contacting Infoware at 877 832 4765 x 205

  What information will I need to provide on the lease application? You will be asked to provide the following: - Your general business information, including: legal business name and address, contact name for the person executing the lease, guarantor information, estimated software cost or total estimated lease amount, and the business location.

  What kind of technology can I finance? You can finance a broad range of technology, including Sage software, hardware, maintenance, and training, as well as, office furniture and business solutions.

  What terms are available? Key offers lease terms of 24, 36, 48 and 60 months. Other options and customized terms are available to qualified applicants.

  What purchase option is available? - Provided all amounts owed under the Lease have been paid in full, the Lessee shall have no obligation at the end of the term. End-of-lease options may vary depending on the products financed. Speak with your sales representative for more details.

  Can I include soft costs and services on a lease? Yes, Key Equipment Finance will finance 100% of the soft costs being financed. These soft costs and services might include: delivery, installation, service, and maintenance.

  What is the difference between a lease and a loan? A lease is a contract wherein a financial provider lends a lessee the use of the technology, and the lessee pays the lessor a fee for this usage. Financing technology, in this manner provides such benefits as: better cash management, potential tax benefits, and the ability to avoid owning technology that might quickly become outdated. Business loans are used to acquire and access cash for major purchases or business expenditures. As with leases, loans are paid back with fixed payments over a fixed period of time. Banks offer customers various loan products, but applicants are often required to provide compensating balances, large down payments, client list reviews, and cash-flow projections. Such loans are required to be secured by collateral, such as a house, a car, stocks, or bonds.

  Are advance payments required? A nominal documentation fee and two advanced payments are required for most leases.

  What will my rate be? Your rate will be based on a number of factors, including: equipment type and cost, length of the lease, and the end-of-lease option that you select. Once your rate is determined, it will be fixed for the term of the lease.

  At  Infoware, we believe in providing a total solution from the ground up. Call today to find out more about our Act Software leasing services and see how we can make Your Business Systems Perform!

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